Medical Plans
Butler University provides three medical plan options, PPO Plus, PPO Core and CDHD, which are administered by UMR. Your healthcare network is UnitedHealthcare Choice Plus. Click on the sections below to find out more about each plan Butler offers.
Plan benefits run through your first day of hire through December 31. Open Enrollment is held each fall for benefits effective January 1 of the next calendar year.
If you experience a qualifying life event, you may be eligible to update your current insurance coverages. Life events can include changes in marital status, number of dependents, employment status, or court ordered coverage. Documentation must be received within 30 days of the event and should be sent to benefits@butler.edu.
Legally married spouses and dependents, under the age of 26 or legally dependent due to a physical or mental disability, can be covered under your Butler plan. Dependent coverage ends when your coverage ends or on December 31st of the plan year in which they turn 26.
Are you on the plan that is right for you? Use the UMB’s medical plan calculator to see if your current plan meets your medical needs.
The CDHD plan has a higher deductible than a traditional PPO insurance plan. The per pay premium is lower, but you pay more health care costs initially before the insurance company starts to pay its share. The amount you are responsible for before the plan begins to pay is your deductible. The CDHD plan can be combined with a health savings account (HSA), allowing you to pay for certain medical expenses with money free from federal taxes.
The Preferred Provider Organization (PPO) Core plan is a type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost.
The PPO Core plan has a higher deductible and co-pays than the PPO Plus plan, but your per pay premium is lower.
If you are covered under a PPO plan you are eligible to enroll in a Flexible Spending Account (FSA), however, you may not be also enrolled in a Health Savings Account.
The Preferred Provider Organization (PPO) Core plan is a type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost.
The PPO Plus plan has a lowest deductible and co-pays available, but your per pay premium is higher than the PPO Core or CDHD plans.
If you are covered under a PPO plan you are eligible to enroll in a Flexible Spending Account (FSA), however, you may not be also enrolled in a Health Savings Account.
GenerationYou CARE Support is a personalized experience with a focus on your health and the health of the family, resulting in a more positive experience for you. UMR CARE Support has a team of experienced and caring nurses (RNs), social workers, pharmacists, and nurse practitioners. This team works together to provide members and their families with medical support and assistance in navigating their benefits, and the entire health care system. By working with you, your doctors, and other medical advisors, it ensures you will get the services that best meet your needs.
CARE Guides can help you:
- Engage with your Clinical CARE Team to meet your unique needs
- Look into a recent medical claim to make sure it was paid correctly
- Check to see what your out-of-pocket costs are for services
- See how much you have paid—and how much you have left—of your individual or family deductible
- Understand reward programs available to you
- Discover what services are available to you based on your plan
To contact a GenYou CARE Guide, please login to your UMR account or call 844-600-0919.
The following statements are included in compliance with the Affordable Care Act (ACA) and refer to medical insurance offered by Butler University as an employer.
Does this Coverage Provide Minimum Essential Coverage?
The Affordable Care Act requires most people to have health care coverage that qualifies as “minimum essential coverage.” This plan or policy does provide minimum essential coverage.
Does this Coverage Meet the Minimum Value Standard?
The Affordable Care Act establishes a minimum value standard of benefits of a health plan. The minimum value standard is 60% (actuarial value). This health coverage does meet the minimum value standard for the benefits it provides.