Additional Study Abroad Insurance (Optional)

Butler students participating in study abroad programs will automatically be enrolled in insurance and covered for health, accident, emergency evacuation, and repatriation of remains.

Butler encourages students to look into adding additional insurance with coverage for Cancel and For Any Reason (CFAR) or Interruption For Any reason (IFAR). This is being encouraged due to the pandemic and unforeseen circumstances that may arise. There are several CFAR/IFAR options to choose from (below).

CFAR/IFAR Insurance Will Cover:

A percentage of your program fees, housing, and flights if your program is canceled or you withdraw from the program for any reason if these expenses are non-refundable.

CFAR/IFAR Insurance Will Not Cover:

Any program fees, housing, or flights that are refunded through your program, housing, or airline as a result of a trip interruption or cancellation.

*Note the difference in refundable versus non-refundable fees and expenses.

As you consider purchasing CFAR/IFAR insurance, make sure you know the following:
  • What is and is not covered – specifically in relation to COVID-19 and pandemics since not all CFAR/IFAR insurance policies cover COVID-19 or pandemic diseases
  • Your airline’s flight cancellation refund policy
  • Your program’s cancellation and refund policies
  • The payment terms for all elements of your study abroad program including items such as your housing contract, the cost of housing, and when deposits and expenses are owed for your housing
Terms to Consider:
  • Many of the CFAR/IFAR plans only allow you to purchase the coverage 20 days after you submit your first payment (including the study abroad deposit). So, after you submit the non-refundable study abroad fee, you only have 20 days to purchase CFAR/IFAR insurance. So, you need to decide about purchasing it as soon as you submit your deposit to the Center for Global Education.
  • If you are going on a 3rd Party Provider program, they may already have CFAR/IFAR coverage. Check with them for details.

A few companies that provide CFAR/IFAR coverage:

Please note that Butler University is not guaranteeing the reimbursement of your expenses if you choose to purchase one of these CFAR/IFAR options. It is your responsibility to vet these and other companies to make the best decision for your specific travel needs. These have been presented to you as potential options and in no way represent a guarantee of the products or services purchased.