Student Health Insurance 2012-13
Why does the University require students to possess health
insurance?
It has been a long-standing policy of the University to require
that students possess health insurance. This policy protects a
family's investment should unexpected medical issues arise. We also
know that people seek healthcare at earlier stages when they
possess insurance. Early assessment and treatment is particularly
important to help curb the sharing of illnesses in a highly
residential environment such as our campus.
- Full-time, degree-seeking undergraduates are required to
possess health insurance comparable to the University sponsored
plan.
- International undergraduates will be automatically enrolled in
the University-sponsored plan (with the exception of those
participating in ISEP).
- The Butler sponsored coverage is no longer available to
graduate students. See www.gallagherkoster.com/butler for an alternate
plan.
How can I waive or enroll in the Butler sponsored plan
online?
The method in which we will collect students' health insurance
information is completed annually for all new and returning
students. Mid-May, instructions and reminders will be sent via
students' University e-mail accounts. The waiver site is www.gallagherkoster.com/butler and can be
accessed any time after mid-May. If students have existing health
insurance one simply enters the information and the process is
completed. If students want to voluntarily enroll in the
University-sponsored program they may do so at that time with the
annual charge appearing on their university billing statement.
Students who take no action will be automatically enrolled in and billed
for the University-sponsored plan. Even after the charge has
been posted, but before established deadlines, the charge may be
removed by visiting www.gallagherkoster.com/butler and completing
the insurance waiver form. It can take a week for the charge to be
removed from one's account.
Fall Semester
| Mid-May |
Online waiver process begins
Those who waive in advance of July 9 will avoid having the charge
placed on their student account |
| July billing |
Will show insurance charge applied for all students who did not
complete the online waiver |
| August 17 |
Initial deadline to complete online waiver process |
Spring Semester
| December 1 |
Online waiver begins for spring semester new students |
| January 30 |
Initial deadline to complete online waiver process |
- Go to this web link: www.gallagherkoster.com/butler
- Click on "Student Waive/Enroll"
- Log in using your assigned Butler e-mail as your username
- Your student ID number is your password
- Choose red "Waive" or green "Enroll" button. If you
waive, have your current health insurance ID card ready as you will
need this information to complete the waiver form. If you wish to
enroll in the University sponsored plan, complete the enrollment
form.
What are the details of the Butler sponsored plan?
Details on the University-sponsored student injury and sickness
plan are available at www.gallagherkoster.com/butler. The sponsored
policy is with United Healthcare and it provides our students
access to a wide national network of providers and facilities.
Under this policy, when students utilize Butler's Health Services
on-campus clinic, the policy deductible is waived and covered
services such as physician visits, labs, and immunizations are paid
at 100%. For those who study or live abroad, medical evacuation and
repatriation is covered.
The annual premium for the 2012-2013 academic year plan is
$999. The significant increase from the prior year is due to
required changes for student health insurance plans as a result of
the Affordable Care Act. The plan has been enhanced to include
coverage of preventative care at 100%, internal limits have been
dropped, and the pharmacy coverage will move to a network plan.
For more information, visit www.gallagherkoster.com/butler.