{"id":28,"date":"2021-09-24T17:14:37","date_gmt":"2021-09-24T17:14:37","guid":{"rendered":"https:\/\/www.butler.edu\/human-resources\/benefits\/financial-life-accident-insurance\/"},"modified":"2024-01-23T13:08:19","modified_gmt":"2024-01-23T18:08:19","slug":"life-accident-insurance","status":"publish","type":"page","link":"https:\/\/www.butler.edu\/human-resources\/benefits\/financial\/life-accident-insurance\/","title":{"rendered":"Life and AD&amp;D Insurance"},"content":{"rendered":"<section class=\"wysiwyg wysiwyg-primary-block alignfull\" >\n\t<div class=\"container grid-default wysiwyg__container\">\n\t\t\t\t\t\t<nav class=\"sidebar-menu \" aria-label=\"Site Menu\" id=\"page-nav\">\n\t\t<div class=\"sidebar-menu__wrapper\">\n\t\t\t<header class=\"sidebar-menu__header\">\n\t\t\t\t<span class=\"sidebar-menu__headerLabel\">Financial Benefits Menu<\/span>\n\n\t\t\t\t\t\t\t\t<button class=\"sidebar-menu__mobileToggle\" title=\"Toggle Menu\" :aria-expanded=\"mobileOpen\"><\/button>\n\t\t\t\t\t\t\t<\/header>\n\n\t\t\t<ul class=\"sidebar-menu__list\" v-show=\"mobileOpen\">\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/human-resources\/flexible-spending-account\/\" class=\"sidebar-menu__listLink\" >Flexible Spending Account<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/human-resources\/benefits\/financial\/financial-hsa\/\" class=\"sidebar-menu__listLink\" >Health Savings Account<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/human-resources\/benefits\/financial\/tuition-remission\/\" class=\"sidebar-menu__listLink\" >Tuition Remission<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/human-resources\/benefits\/financial\/tuition-exchange\/\" class=\"sidebar-menu__listLink\" >Tuition Exchange<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/human-resources\/benefits\/financial\/retirement-savings-plan\/\" class=\"sidebar-menu__listLink\" >Retirement Savings Plan<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/human-resources\/benefits\/financial\/life-accident-insurance\/\" class=\"sidebar-menu__listLink\" >Life and AD&amp;D Insurance<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/human-resources\/benefits\/financial\/short-long-term-disability\/\" class=\"sidebar-menu__listLink\" >Short &amp; Long Term Disability<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/human-resources\/benefits\/financial\/personal-computer-loan\/\" class=\"sidebar-menu__listLink\" >Personal Computer Loan Program<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t\t\t<\/nav>\n\t\t\t\t<div class=\"wysiwyg__wrapper wysiwyg__wrapper--hasSidebar\">\n\t\t\t<!-- content from editor -->\n\t\t\t<div class=\"wysiwyg__content wysiwyg__contentContainer\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<h1 class=\"wp-block-heading\" id=\"h-life-and-ad-amp-d-insurance\">Life and AD&amp;D Insurance<\/h1>\n\n\n\n<p>Butler University provides Basic Life Insurance and&nbsp; Accidental Death &amp; Dismemberment (AD&amp;D) Insurance through OneAmerica.<\/p>\n\n\n\n<div class=\"acc-flex-container\">\n\t<div class=\"acc-title-container\" role=\"heading\" aria-level=\"3\">\n\t\t<button id='block_acf-block-65b0009333f00-acc-row' class='acc-row' type='button' aria-expanded='false' aria-controls='block_acf-block-65b0009333f00_acc-content-panel'>\n\t\t\t<div id='block_acf-block-65b0009333f00-acc-title' class='acc-title'>\n\t\t\t\tWhat is included in the Supplemental Life and AD&#038;D Insurance?\t\t\t<\/div>\n\t\t\t<img alt=\"\" id='block_acf-block-65b0009333f00-acc-img' class='acc-icon' src='https:\/\/www.butler.edu\/human-resources\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png' \/>\n\t\t<\/button>\n\t<\/div>\n\t<div role=\"region\" aria-hidden='true'\n\t\tid='block_acf-block-65b0009333f00-acc-content-panel' class='acc-panel' aria-labelledby=\"block_acf-block-65b0009333f00-acc-row\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Some highlights of the Supplemental Term Life and AD&amp;D plans include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No premium increase for rates per $1,000 in coverage elected.<\/li>\n\n\n\n<li>One Time offering with Guarantee Issue &#8211; The ability to select up to $500,000 supplemental term life and AD&amp;D insurance for yourself without evidence of insurability.<\/li>\n\n\n\n<li>The ability to select up to $50,000 for supplemental life and AD&amp;D spouse coverage (or up to $250,000 with evidence of insurability).<\/li>\n\n\n\n<li>The ability to select up to $10,000 of supplemental term life and AD&amp;D insurance for your dependent children (up to age 26) without evidence of insurability.<\/li>\n\n\n\n<li>The ability to designate your life insurance beneficiary.<\/li>\n<\/ul>\n\n\n\n<p><a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/cdn.butler.edu\/www\/sites\/14\/2022\/01\/08103544\/2018_life_insurance_enrollment_packet-_as_of_2014.pdf\" rel=\"noopener\" target=\"_blank\">Download the 2018 Enrollment Packet.<\/a><\/p>\n\n\n\n<p>The Enrollment Packet&nbsp;includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What you should consider when purchasing life insurance<\/li>\n\n\n\n<li>Group Voluntary Term Life and AD&amp;D Insurance Terms and Definitions<\/li>\n\n\n\n<li>Benefit Reduction process explanation<\/li>\n\n\n\n<li><strong>Rates<\/strong>\u2014Voluntary Term Life including non-matching AD&amp;D for bi-weekly and monthly paid employees<\/li>\n\n\n\n<li>Group Voluntary AD&amp;D Insurance Coverage Benefits<\/li>\n\n\n\n<li>Group Enrollment Form<\/li>\n\n\n\n<li>EAP<\/li>\n\n\n\n<li>Travel Assistance<\/li>\n<\/ul>\n\n<\/div>\t<\/div>\n\t<script type=\"text\/javascript\">\n\t\t( function( $ ) {\n\t\t\tlet panel = document.getElementById('block_acf-block-65b0009333f00-acc-content-panel');\n\n\t\t\t\/*\n\t\t\t * Need to set a value for maxHeight to initialize the accordion properly.\n\t\t\t * If we don't include this conditional, the accordion doesn't nicely transition to open\/close on the first click.\n\t\t\t *\/\n\t\t\tif ( 1 == 0 ) {\n\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t} else {\n\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t}\n\n\t\t\t$( '#block_acf-block-65b0009333f00-acc-row' ).off( 'click' ).on( 'click', ( function() {\n\t\t\t\tlet row = document.getElementById( 'block_acf-block-65b0009333f00-acc-row' );\n\t\t\t\tlet acc_img = document.getElementById( 'block_acf-block-65b0009333f00-acc-img' );\n\t\t\t\t\/*\n\t\t\t\t * If the panel is open, close it by setting its height to 0px.\n\t\t\t\t * If it's closed, i.e. its height is 0px, open it b setting its height to fit-content if in backend, or scrollHeight if frontend.\n\t\t\t\t * This is necessary because transitions do not work on height: fit-content, causing the accordion to snap open and shut instantly.\n\t\t\t\t *\/\n\t\t\t\tif ( panel.style.maxHeight != '0px' ) {\n\t\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t\t} else {\n\t\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t\t}\n\n\t\t\t\tlet expanded = row.getAttribute( 'aria-expanded' );\n\t\t\t\tif ( expanded == 'true' ) {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'false' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'true' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/human-resources\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png';\n\t\t\t\t} else {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'true' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'false' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/human-resources\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_close.png';\n\t\t\t\t}\n\t\t\t} ) ); \/\/End .click\n\n\t\t\tlet highlightColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-blue-bright' );\n\t\t\tlet textColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-primary' );\n\t\t\tlet title = document.getElementById( 'block_acf-block-65b0009333f00-acc-title' );\n\n\t\t\t$( '#block_acf-block-65b0009333f00-acc-row' ).hover( function() {\n\t\t\t\ttitle.style.backgroundColor = highlightColor;\n\t\t\t\ttitle.style.color = textColor;\n\t\t\t}, function() {\n\t\t\t\ttitle.style.backgroundColor = '';\n\t\t\t\ttitle.style.color = '';\n\t\t\t} ); \/\/End .hover\n\n\t\t} )( jQuery );\n\t<\/script>\n<\/div>\n\n\n\n<div class=\"acc-flex-container\">\n\t<div class=\"acc-title-container\" role=\"heading\" aria-level=\"3\">\n\t\t<button id='block_acf-block-65b0009333f1b-acc-row' class='acc-row' type='button' aria-expanded='false' aria-controls='block_acf-block-65b0009333f1b_acc-content-panel'>\n\t\t\t<div id='block_acf-block-65b0009333f1b-acc-title' class='acc-title'>\n\t\t\t\tHow long is my spouse\/dependent eligible for supplemental life insurance?\t\t\t<\/div>\n\t\t\t<img alt=\"\" id='block_acf-block-65b0009333f1b-acc-img' class='acc-icon' src='https:\/\/www.butler.edu\/human-resources\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png' \/>\n\t\t<\/button>\n\t<\/div>\n\t<div role=\"region\" aria-hidden='true'\n\t\tid='block_acf-block-65b0009333f1b-acc-content-panel' class='acc-panel' aria-labelledby=\"block_acf-block-65b0009333f1b-acc-row\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Effective January 1, 2018, dependent children are eligible for supplemental life and AD&amp;D coverage through December 31 following their 26th birthday.<\/p>\n\n\n\n<p>Effective January 1, 2018, spouses are eligible for supplemental life and AD&amp;D coverage through December 31 following their 70th birthday.<\/p>\n\n\n\n<p>It is your responsibility to contact the HR Benefits team and update your benefit&nbsp;coverages when your spouse and\/or dependent(s) are no longer eligible for coverage and the benefit premium needs to be dropped&nbsp;from your payroll deductions.<\/p>\n\n\n\n<p>One America will not payout&nbsp;life insurance&nbsp;claims on individuals who are no longer eligible for coverage even if you continue to pay the premiums for coverage.<\/p>\n\n<\/div>\t<\/div>\n\t<script type=\"text\/javascript\">\n\t\t( function( $ ) {\n\t\t\tlet panel = document.getElementById('block_acf-block-65b0009333f1b-acc-content-panel');\n\n\t\t\t\/*\n\t\t\t * Need to set a value for maxHeight to initialize the accordion properly.\n\t\t\t * If we don't include this conditional, the accordion doesn't nicely transition to open\/close on the first click.\n\t\t\t *\/\n\t\t\tif ( 1 == 0 ) {\n\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t} else {\n\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t}\n\n\t\t\t$( '#block_acf-block-65b0009333f1b-acc-row' ).off( 'click' ).on( 'click', ( function() {\n\t\t\t\tlet row = document.getElementById( 'block_acf-block-65b0009333f1b-acc-row' );\n\t\t\t\tlet acc_img = document.getElementById( 'block_acf-block-65b0009333f1b-acc-img' );\n\t\t\t\t\/*\n\t\t\t\t * If the panel is open, close it by setting its height to 0px.\n\t\t\t\t * If it's closed, i.e. its height is 0px, open it b setting its height to fit-content if in backend, or scrollHeight if frontend.\n\t\t\t\t * This is necessary because transitions do not work on height: fit-content, causing the accordion to snap open and shut instantly.\n\t\t\t\t *\/\n\t\t\t\tif ( panel.style.maxHeight != '0px' ) {\n\t\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t\t} else {\n\t\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t\t}\n\n\t\t\t\tlet expanded = row.getAttribute( 'aria-expanded' );\n\t\t\t\tif ( expanded == 'true' ) {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'false' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'true' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/human-resources\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png';\n\t\t\t\t} else {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'true' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'false' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/human-resources\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_close.png';\n\t\t\t\t}\n\t\t\t} ) ); \/\/End .click\n\n\t\t\tlet highlightColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-blue-bright' );\n\t\t\tlet textColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-primary' );\n\t\t\tlet title = document.getElementById( 'block_acf-block-65b0009333f1b-acc-title' );\n\n\t\t\t$( '#block_acf-block-65b0009333f1b-acc-row' ).hover( function() {\n\t\t\t\ttitle.style.backgroundColor = highlightColor;\n\t\t\t\ttitle.style.color = textColor;\n\t\t\t}, function() {\n\t\t\t\ttitle.style.backgroundColor = '';\n\t\t\t\ttitle.style.color = '';\n\t\t\t} ); \/\/End .hover\n\n\t\t} )( jQuery );\n\t<\/script>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-related-links\">Related Links<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"http:\/\/butler.hosted.panopto.com\/Panopto\/Pages\/Embed\/Default.aspx?id=5189f164-25a7-4f53-9ff7-501881e25a88\" rel=\"noopener\" target=\"_blank\" title=\"2014 Life &amp; AD&amp;D Presentation\">2014 Life &amp; AD&amp;D Presentation w\/audio<\/a>&nbsp;(recorded January 22, 2014)<\/li>\n\n\n\n<li><a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/cdn.butler.edu\/www\/sites\/14\/2022\/01\/08103544\/change_of_beneficiary_form_10-2-17.pdf\" rel=\"noopener\" target=\"_blank\" title=\"Change Life Insurance Beneficiary Form\">Change of Beneficiary Form (PDF)<\/a> Return this completed document to HR Benefits JH #052.<\/li>\n\n\n\n<li><a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/cdn.butler.edu\/www\/sites\/14\/2022\/01\/08103544\/2018_life_insurance_enrollment_packet-_as_of_2014.pdf\" rel=\"noopener\" target=\"_blank\" title=\"2018 Supplemental Life Insurance Enrollment Packet\">2018 Supplemental Life Enrollment Packet (PDF)<\/a><\/li>\n\n\n\n<li><a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/cdn.butler.edu\/www\/sites\/14\/2022\/01\/08103544\/evidence_of_insurability_form_10-2-17.pdf\" rel=\"noopener\" target=\"_blank\" title=\"Evidence of Insurability for Supplemental Life Insurance\">Evidence of Insurability Form<\/a>\u2014Required when applying for more than the guaranteed coverage amount or requesting to increase coverage outside the initial enrollment period.<\/li>\n\n\n\n<li><a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/www.oneamerica.com\/campaigns\/KeepMyBenefits\/keepmybenefits-eb\" rel=\"noopener\" target=\"_blank\" title=\"One America Keep My Benefits - Application to Port or Convert Group Life\">Application to Port or Convert Group Life to Individual Policy<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-contact-information\">Contact Information<\/h2>\n\n\n\n<p><strong>One America<\/strong><br>One American Square,&nbsp; P.O. Box 368<br>Indianapolis, IN&nbsp; 46206-0368<br><a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"http:\/\/www.oneamerica.com\/\" rel=\"noopener\" target=\"_blank\">OneAmerica.com<\/a><\/p>\n\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":0,"parent":25,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-28","page","type-page","status-publish","hentry"],"revision_note":"","acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.2 (Yoast SEO v26.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Life and AD&amp;D Insurance | Butler University<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.butler.edu\/human-resources\/benefits\/financial\/life-accident-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Life and AD&amp;D Insurance\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.butler.edu\/human-resources\/benefits\/financial\/life-accident-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Human Resources\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/butleruniversity\" \/>\n<meta property=\"article:modified_time\" content=\"2024-01-23T18:08:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.butler.edu\/www\/sites\/14\/2022\/02\/08103513\/butler-social.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" 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