{"id":314,"date":"2021-09-24T16:23:49","date_gmt":"2021-09-24T16:23:49","guid":{"rendered":"https:\/\/www.butler.edu\/admission-aid\/financing-options-2\/"},"modified":"2026-04-23T15:51:50","modified_gmt":"2026-04-23T19:51:50","slug":"financing-options","status":"publish","type":"page","link":"https:\/\/www.butler.edu\/admission-aid\/financial-aid-scholarships\/financing-options\/","title":{"rendered":"Financing Options"},"content":{"rendered":"<section class=\"wysiwyg wysiwyg-primary-block alignfull\" >\n\t<div class=\"container grid-default wysiwyg__container\">\n\t\t\t\t\t\t<nav class=\"sidebar-menu \" aria-label=\"Site Menu\" id=\"page-nav\">\n\t\t<div class=\"sidebar-menu__wrapper\">\n\t\t\t<header class=\"sidebar-menu__header\">\n\t\t\t\t<span class=\"sidebar-menu__headerLabel\">Financial Aid and Scholarships Menu<\/span>\n\n\t\t\t\t\t\t\t\t<button class=\"sidebar-menu__mobileToggle\" title=\"Toggle Menu\" :aria-expanded=\"mobileOpen\"><\/button>\n\t\t\t\t\t\t\t<\/header>\n\n\t\t\t<ul class=\"sidebar-menu__list\" v-show=\"mobileOpen\">\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/admission-aid\/financial-aid-scholarships\/first-year\/\" class=\"sidebar-menu__listLink\" >First-Year Students Aid <\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/admission-aid\/financial-aid-scholarships\/transfer\/\" class=\"sidebar-menu__listLink\" >Transfer Students Aid <\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/admission-aid\/financial-aid-scholarships\/international\/\" class=\"sidebar-menu__listLink\" >International Students Aid <\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/admission-aid\/financial-aid-scholarships\/graduate\/\" class=\"sidebar-menu__listLink\" >Graduate Students Aid<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/admission-aid\/financial-aid-scholarships\/current\/\" class=\"sidebar-menu__listLink\" >Current Students Aid<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/admission-aid\/financial-aid-scholarships\/fafsa\/\" class=\"sidebar-menu__listLink\" >Filing the FAFSA<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/admission-aid\/financial-aid-scholarships\/obbba\/\" class=\"sidebar-menu__listLink\" >Important Financial Aid Changes (2026\u20132027)<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem initial-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/admission-aid\/financial-aid-scholarships\/financial-aid-cycle\/\" class=\"sidebar-menu__listLink\" >The Financial Aid Cycle<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem hide-overflow\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/admission-aid\/financial-aid-scholarships\/financing-options\/\" class=\"sidebar-menu__listLink\" >Financing Options<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"sidebar-menu__listItem hide-overflow\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.butler.edu\/admission-aid\/financial-aid-scholarships\/scholarship-renewal-criteria\/\" class=\"sidebar-menu__listLink\" >Scholarship Renewal Criteria<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t\t\t\t<button class=\"sidebar-menu__desktopToggle\" v-text=\"desktopLabel\" :aria-expanded=\"desktopOpen\">More Links<\/button>\n\t\t\t<\/nav>\n\t\t\t\t<div class=\"wysiwyg__wrapper wysiwyg__wrapper--hasSidebar\">\n\t\t\t<!-- content from editor -->\n\t\t\t<div class=\"wysiwyg__content wysiwyg__contentContainer\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<h1 class=\"wp-block-heading\" id=\"h-financing-a-butler-education\">Financing a Butler Education<\/h1>\n\n\n\n<p>Butler University is pleased to offer several opportunities to help all families maximize the resources they have set aside to invest in a Butler education. Payment options and educational loans allow families to make personal choices regarding the balance that remains after financial aid.<\/p>\n\n\n\n<p>To schedule an appointment with one of our counselors, please contact our office at (317) 940-8200 or <a href=\"mailto:finaid@butler.edu\">finaid@butler.edu<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-financing-options\">Financing Options<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-large-font-size\" id=\"h-federal-direct-plus-loan-and-private-education-loans-comparison-of-loan-features\">Federal Direct PLUS Loan and Private Education Loans: Comparison of Loan Features<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-regular\"><table class=\"has-fixed-layout\"><thead><tr><th>Terms<\/th><th>Federal Direct Loans<\/th><th>Private Education Loans<\/th><\/tr><\/thead><tbody><tr><td>Interest Rates<\/td><td>Fixed interest rate for the life of the loan.<\/td><td>Borrowers can choose between fixed or variable rates.<br><br>Variable rates can change (increase and decrease) over time.<\/td><\/tr><tr><td>Credit Check<\/td><td>Most don&#8217;t require a credit check; however, a cosigner may be required in some cases for PLUS loans.<\/td><td>Requires a credit check; most students need a cosigner with good credit history.<\/td><\/tr><tr><td>Repayment Plans<\/td><td>Standard 10-year repayment plans begin after disbursement.<br><br>Income-driven repayment plans are available for borrowers who qualify.<\/td><td>Flexible repayment options vary by lender; most offer fixed monthly payments.<\/td><\/tr><tr><td>Annual and Aggregate Limits<\/td><td>Parent PLUS Loans are capped at $20,000 per dependent student per year, with an aggregate maximum of $65,000.<\/td><td>Limits vary by lender and are subject to the educational cost of attendance (COA) of the student.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/cdn.butler.edu\/www\/sites\/4\/2022\/01\/08101437\/codeofconductstatement2009.pdf\" target=\"_blank\" rel=\"noopener\">Butler University Code of Conduct Statement<\/a><\/p>\n\n\n\n<div class=\"acc-flex-container\">\n\t<div class=\"acc-title-container\" role=\"heading\" aria-level=\"3\">\n\t\t<button id='block_acf-block-69ea7855acd6c-acc-row' class='acc-row' type='button' aria-expanded='false' aria-controls='block_acf-block-69ea7855acd6c_acc-content-panel'>\n\t\t\t<div id='block_acf-block-69ea7855acd6c-acc-title' class='acc-title'>\n\t\t\t\tFederal Direct PLUS Loan\t\t\t<\/div>\n\t\t\t<img alt=\"\" id='block_acf-block-69ea7855acd6c-acc-img' class='acc-icon' src='https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png' \/>\n\t\t<\/button>\n\t<\/div>\n\t<div role=\"region\" aria-hidden='true'\n\t\tid='block_acf-block-69ea7855acd6c-acc-content-panel' class='acc-panel' aria-labelledby=\"block_acf-block-69ea7855acd6c-acc-row\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<p><strong>Federal Direct PLUS Loans<\/strong> are unsubsidized loans available for credit-worthy parents of dependent students. PLUS Loans may cover educational expenses up to $20,000 per year, minus all other financial assistance. Interest is charged during all periods, and the lender is the U.S. Department of Education.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Interest Rates<\/strong> <strong>and Origination Fees<\/strong>\n<ul class=\"wp-block-list\">\n<li>The fixed interest rate adjusts each year on July 1. Refer to&nbsp;<a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noopener\">studentaid.gov<\/a>&nbsp;for updates.\n<ul class=\"wp-block-list\">\n<li>For PLUS Loans first disbursed between<em> July 1, 2025, and June 30, 2026<\/em>, the interest rate is fixed at 8.94 percent.<\/li>\n\n\n\n<li>For PLUS Loans first disbursed between <em>July 1, 2024, and June 30, 2025<\/em>, the interest rate is fixed at 9.08 percent.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>The origination fee adjusts each year on October 1. Refer to&nbsp;<a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noopener\">studentaid.gov<\/a>&nbsp;for updates.\n<ul class=\"wp-block-list\">\n<li>For PLUS Loans first disbursed between <em>October 1, 2023, and before September 30, 2025<\/em>, the origination fee is 4.228 percent.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Eligibility, Disbursement, and Repayment<\/strong>\n<ul class=\"wp-block-list\">\n<li>Families must complete the&nbsp;<a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\" target=\"_blank\" rel=\"noopener\">FAFSA<\/a>&nbsp;for the corresponding aid year and the parent must apply for the PLUS Loan at&nbsp;<a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noopener\">studentaid.gov<\/a>. <em>Note: PLUS loans do not automatically renew; parents must apply for a new PLUS Loan for every academic year.<\/em>\n<ul class=\"wp-block-list\">\n<li>The&nbsp;<a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/studentaid.gov\/mpn\/\" target=\"_blank\" rel=\"noopener\">Master Promissory Note (MPN)<\/a>&nbsp;<strong>must<\/strong> be signed by the parent prior to funds being credited to the student&#8217;s account.<\/li>\n\n\n\n<li>All borrowers will also be required to complete Loan Entrance Counseling at&nbsp;<a title=\"https:\/\/studentaid.gov\/entrance-counseling\/\" href=\"https:\/\/studentaid.gov\/entrance-counseling\/\">studentaid.gov<\/a>.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>The Office of Financial Aid will process the PLUS Loan upon notification of credit approval.<\/li>\n\n\n\n<li>Students must be enrolled in a minimum of 6 credit hours to be eligible for the loan.<\/li>\n\n\n\n<li>Repayment begins 60 days after the loan is fully disbursed. Deferment options are available while the student is in school.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><em>***Beginning July 1, 2026, the Federal Direct Grad PLUS Loan will no longer be available to new borrowers. Visit the <a href=\"https:\/\/www.butler.edu\/admission-aid\/financial-aid-scholarships\/obbba\/#loan-changes\" target=\"_blank\" rel=\"noreferrer noopener\">One Big Beautiful Bill Act (OBBBA)<\/a> webpage to learn more about the impacts to federal financial aid.<\/em><\/p>\n\n<\/div>\t<\/div>\n\t<script type=\"text\/javascript\">\n\t\t( function( $ ) {\n\t\t\tlet panel = document.getElementById('block_acf-block-69ea7855acd6c-acc-content-panel');\n\n\t\t\t\/*\n\t\t\t * Need to set a value for maxHeight to initialize the accordion properly.\n\t\t\t * If we don't include this conditional, the accordion doesn't nicely transition to open\/close on the first click.\n\t\t\t *\/\n\t\t\tif ( 1 == 0 ) {\n\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t} else {\n\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t}\n\n\t\t\t$( '#block_acf-block-69ea7855acd6c-acc-row' ).off( 'click' ).on( 'click', ( function() {\n\t\t\t\tlet row = document.getElementById( 'block_acf-block-69ea7855acd6c-acc-row' );\n\t\t\t\tlet acc_img = document.getElementById( 'block_acf-block-69ea7855acd6c-acc-img' );\n\t\t\t\t\/*\n\t\t\t\t * If the panel is open, close it by setting its height to 0px.\n\t\t\t\t * If it's closed, i.e. its height is 0px, open it b setting its height to fit-content if in backend, or scrollHeight if frontend.\n\t\t\t\t * This is necessary because transitions do not work on height: fit-content, causing the accordion to snap open and shut instantly.\n\t\t\t\t *\/\n\t\t\t\tif ( panel.style.maxHeight != '0px' ) {\n\t\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t\t} else {\n\t\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t\t}\n\n\t\t\t\tlet expanded = row.getAttribute( 'aria-expanded' );\n\t\t\t\tif ( expanded == 'true' ) {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'false' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'true' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png';\n\t\t\t\t} else {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'true' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'false' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_close.png';\n\t\t\t\t}\n\t\t\t} ) ); \/\/End .click\n\n\t\t\tlet highlightColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-blue-bright' );\n\t\t\tlet textColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-primary' );\n\t\t\tlet title = document.getElementById( 'block_acf-block-69ea7855acd6c-acc-title' );\n\n\t\t\t$( '#block_acf-block-69ea7855acd6c-acc-row' ).hover( function() {\n\t\t\t\ttitle.style.backgroundColor = highlightColor;\n\t\t\t\ttitle.style.color = textColor;\n\t\t\t}, function() {\n\t\t\t\ttitle.style.backgroundColor = '';\n\t\t\t\ttitle.style.color = '';\n\t\t\t} ); \/\/End .hover\n\n\t\t} )( jQuery );\n\t<\/script>\n<\/div>\n\n\n\n<div class=\"acc-flex-container\">\n\t<div class=\"acc-title-container\" role=\"heading\" aria-level=\"3\">\n\t\t<button id='block_acf-block-69ea7855acd88-acc-row' class='acc-row' type='button' aria-expanded='false' aria-controls='block_acf-block-69ea7855acd88_acc-content-panel'>\n\t\t\t<div id='block_acf-block-69ea7855acd88-acc-title' class='acc-title'>\n\t\t\t\tPrivate Education Loans\t\t\t<\/div>\n\t\t\t<img alt=\"\" id='block_acf-block-69ea7855acd88-acc-img' class='acc-icon' src='https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png' \/>\n\t\t<\/button>\n\t<\/div>\n\t<div role=\"region\" aria-hidden='true'\n\t\tid='block_acf-block-69ea7855acd88-acc-content-panel' class='acc-panel' aria-labelledby=\"block_acf-block-69ea7855acd88-acc-row\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<p><strong>Private Education Loans<\/strong> are based on the borrower&#8217;s (and co-borrower&#8217;s) credit and financial history. Select a lender based on the terms and benefits you find most appealing as terms, conditions, and interest rates vary with each lender.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Loan Processing<\/strong>\n<ul class=\"wp-block-list\">\n<li>The Office of Financial Aid will process a private loan application after it has been approved by the lender. <em>Until the application is complete and approved by the lender, the Office of Financial Aid is not aware of, nor able to certify eligibility for the loan.<\/em><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Required Documents<\/strong>\n<ul class=\"wp-block-list\">\n<li>New laws now require students to complete the Private Education Loan Applicant Self-Certification Form in order to ensure borrowers understand the risks of private student loans and how to exhaust their federal loan eligibility before borrowing private loans. This form is available through the lender&#8217;s website.<\/li>\n\n\n\n<li>Students will need to promptly complete and return any disclosures sent to them by their lender.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-primary-private-loan-lenders-for-the-2026-2027-amp-2025-2026-academic-years\">Primary Private Loan Lenders for the 2026-2027 &amp; 2025-2026 Academic Years<\/h4>\n\n\n\n<p>The Preferred Lender List is reviewed annually to ensure lenders continue to meet institutional standards for quality service, competitive terms, and compliance with all applicable federal and state regulations.<\/p>\n\n\n\n<p><em>Please note: You are not required to borrow from one of the loan programs listed below. Butler will process private loans from <strong>any <\/strong>lending institution. The list below was compiled to assist families in their borrowing decisions.<\/em><\/p>\n\n\n\n<p><a href=\"https:\/\/www.salliemae.com\/student-loans\/private-student-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sallie Mae<sup>\u00ae<\/sup><\/a><sup>&nbsp;<\/sup>(Lender Code: 900905)<br><a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/www.salliemae.com\/student-loans\/smart-option-student-loan\/terms\/loan-app-solicitation\/\" target=\"_blank\" rel=\"noopener\">Disclosure Statement for the Sallie Mae Student Loans<\/a><\/p>\n\n\n\n<p><a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/www.citizensbank.com\/promo\/collegestudent.aspx?ctzMode=CFG-EDU_SAL_ISA_CTZ\" target=\"_blank\" rel=\"noopener\">Citizens<\/a>&nbsp;(Lender Code: 700700)<br><a href=\"https:\/\/www.citizensbank.com\/student-loans\/disclosurehub.aspx\">Disclosure Statement for Citizens<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.nelnetbank.com\/private-student-loans\/?utm_source=school_list&amp;utm_medium=link_referral&amp;utm_campaign=psl_shool_list_referral&amp;product_code=s\">Nelnet<\/a> (Lender Code: 592052)<br><a href=\"https:\/\/www.nelnetbank.com\/nbasd\/\">Disclosure Statement for Nelnet<\/a><\/p>\n\n\n\n<p><a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/www.collegeavestudentloans.com\/\" target=\"_blank\" rel=\"noopener\">College Avenue Student Loans<\/a>&nbsp;(Lender Code: 888111)<br><a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/www.collegeavestudentloans.com\/applicationdisclosures\/\" target=\"_blank\" rel=\"noopener\">Disclosure Statement for College Avenue Student Loans<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.sofi.com\/private-student-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">SoFi<\/a>&nbsp;(Lender Code: 423587)<br><a href=\"https:\/\/www.sofi.com\/legal\/\" target=\"_blank\" rel=\"noreferrer noopener\">Disclosure Statements for SoFi<\/a><\/p>\n\n\n\n<p><strong>*<\/strong><em>Loans are based on the borrower&#8217;s (and co-borrower&#8217;s, if required) credit and financial history. While Butler University may recommend these programs, approval of any loan will be based on information each lender has obtained and their specific credit criteria.<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-elmselect\">ELMSelect<\/h4>\n\n\n\n<p>Butler University is pleased to offer students and families the opportunity to compare private education loan programs by lender using&nbsp;<a href=\"https:\/\/www.elmselect.com\/v4\/school\/609\/program-select\" target=\"_blank\" rel=\"noreferrer noopener\">ELMSelect<\/a>. This comparison tool assists families with their lender and private loan program selection, and will also help the student and family in better understanding the long term costs of the loan programs being considered.<\/p>\n\n\n\n<p><em>**Loans without a co-signer may be available for students who meet the eligibility criteria. For more information and to review eligibility, visit ELMSelect.<\/em><\/p>\n\n<\/div>\t<\/div>\n\t<script type=\"text\/javascript\">\n\t\t( function( $ ) {\n\t\t\tlet panel = document.getElementById('block_acf-block-69ea7855acd88-acc-content-panel');\n\n\t\t\t\/*\n\t\t\t * Need to set a value for maxHeight to initialize the accordion properly.\n\t\t\t * If we don't include this conditional, the accordion doesn't nicely transition to open\/close on the first click.\n\t\t\t *\/\n\t\t\tif ( 1 == 0 ) {\n\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t} else {\n\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t}\n\n\t\t\t$( '#block_acf-block-69ea7855acd88-acc-row' ).off( 'click' ).on( 'click', ( function() {\n\t\t\t\tlet row = document.getElementById( 'block_acf-block-69ea7855acd88-acc-row' );\n\t\t\t\tlet acc_img = document.getElementById( 'block_acf-block-69ea7855acd88-acc-img' );\n\t\t\t\t\/*\n\t\t\t\t * If the panel is open, close it by setting its height to 0px.\n\t\t\t\t * If it's closed, i.e. its height is 0px, open it b setting its height to fit-content if in backend, or scrollHeight if frontend.\n\t\t\t\t * This is necessary because transitions do not work on height: fit-content, causing the accordion to snap open and shut instantly.\n\t\t\t\t *\/\n\t\t\t\tif ( panel.style.maxHeight != '0px' ) {\n\t\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t\t} else {\n\t\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t\t}\n\n\t\t\t\tlet expanded = row.getAttribute( 'aria-expanded' );\n\t\t\t\tif ( expanded == 'true' ) {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'false' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'true' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png';\n\t\t\t\t} else {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'true' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'false' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_close.png';\n\t\t\t\t}\n\t\t\t} ) ); \/\/End .click\n\n\t\t\tlet highlightColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-blue-bright' );\n\t\t\tlet textColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-primary' );\n\t\t\tlet title = document.getElementById( 'block_acf-block-69ea7855acd88-acc-title' );\n\n\t\t\t$( '#block_acf-block-69ea7855acd88-acc-row' ).hover( function() {\n\t\t\t\ttitle.style.backgroundColor = highlightColor;\n\t\t\t\ttitle.style.color = textColor;\n\t\t\t}, function() {\n\t\t\t\ttitle.style.backgroundColor = '';\n\t\t\t\ttitle.style.color = '';\n\t\t\t} ); \/\/End .hover\n\n\t\t} )( jQuery );\n\t<\/script>\n<\/div>\n\n\n\n<div class=\"acc-flex-container\">\n\t<div class=\"acc-title-container\" role=\"heading\" aria-level=\"3\">\n\t\t<button id='block_acf-block-69ea7855acda4-acc-row' class='acc-row' type='button' aria-expanded='false' aria-controls='block_acf-block-69ea7855acda4_acc-content-panel'>\n\t\t\t<div id='block_acf-block-69ea7855acda4-acc-title' class='acc-title'>\n\t\t\t\tImportant Factors to Consider\t\t\t<\/div>\n\t\t\t<img alt=\"\" id='block_acf-block-69ea7855acda4-acc-img' class='acc-icon' src='https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png' \/>\n\t\t<\/button>\n\t<\/div>\n\t<div role=\"region\" aria-hidden='true'\n\t\tid='block_acf-block-69ea7855acda4-acc-content-panel' class='acc-panel' aria-labelledby=\"block_acf-block-69ea7855acda4-acc-row\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Choosing the right way to fund your education is a big decision. If you are exploring private loans as an alternative and\/or addition to Federal PLUS loans, here are a few things you should look for when comparing lenders.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Credit Score Health<\/strong>\n<ul class=\"wp-block-list\">\n<li>Your credit health is one of the most important factors in the private loan process. A strong credit score not only increases your likelihood of approval but also serves as the primary tool for securing the lowest possible interest rates, potentially saving you thousands over the life of the loan. Using comparison tools like ELMSelect that perform a &#8220;soft&#8221; credit pull allows you to check rates without damaging your credit score.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Co-signing a Loan<\/strong>\n<ul class=\"wp-block-list\">\n<li>Most undergraduate students do not have the credit history or income to qualify for a private loan alone. A co-signer, most often a parent, though not required to be, is equally responsible for the debt. <em>Choosing a lender with &#8220;co-signer release&#8221; allows you to remove a cosigner after a set number of on-time payments, which improves your credit <strong>and <\/strong>protects theirs.<\/em><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Borrowing Wisely<\/strong>\n<ul class=\"wp-block-list\">\n<li>Private loans should only be used to bridge the gap between financial aid (Scholarships, Grants, Federal Loans) and the total Cost of Attendance (COA). <em>Early repayment of your loans can help reduce future interest and keep the borrower\u2019s overall debt manageable.<\/em><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Interest Capitalization<\/strong>\n<ul class=\"wp-block-list\">\n<li>When interest is capitalized, it is added to the principal balance, increasing the total loan amount and potentially raising monthly payments. <em>Be sure you know or learn when your lender will capitalize the interest on your loan. This happens usually after an event like forbearance, deferment, or grace periods.<\/em><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Questions to Ask Lenders<\/strong>\n<ul class=\"wp-block-list\">\n<li>What is the Annual Percentage Rate (APR), not just the interest rate? <em>(The APR includes fees, giving you the &#8220;true&#8221; cost).<\/em><\/li>\n\n\n\n<li>Is there a grace period? <em>(Most private loans offer 6 months after graduation before payments start, but interest usually accrues during school).<\/em><\/li>\n\n\n\n<li>Are there death or disability discharges? <em>(Federal loans are forgiven if a student passes away; not all private lenders offer this).<\/em><\/li>\n\n\n\n<li>Are there fees or prepayment penalties? <em>(You want a loan you can pay off early without extra fees).<\/em><\/li>\n\n\n\n<li>Are there any hardship safety nets? <em>(Borrower protections ensure you have options like forbearance or deferment if you face financial difficulty.)<\/em><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n<\/div>\t<\/div>\n\t<script type=\"text\/javascript\">\n\t\t( function( $ ) {\n\t\t\tlet panel = document.getElementById('block_acf-block-69ea7855acda4-acc-content-panel');\n\n\t\t\t\/*\n\t\t\t * Need to set a value for maxHeight to initialize the accordion properly.\n\t\t\t * If we don't include this conditional, the accordion doesn't nicely transition to open\/close on the first click.\n\t\t\t *\/\n\t\t\tif ( 1 == 0 ) {\n\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t} else {\n\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t}\n\n\t\t\t$( '#block_acf-block-69ea7855acda4-acc-row' ).off( 'click' ).on( 'click', ( function() {\n\t\t\t\tlet row = document.getElementById( 'block_acf-block-69ea7855acda4-acc-row' );\n\t\t\t\tlet acc_img = document.getElementById( 'block_acf-block-69ea7855acda4-acc-img' );\n\t\t\t\t\/*\n\t\t\t\t * If the panel is open, close it by setting its height to 0px.\n\t\t\t\t * If it's closed, i.e. its height is 0px, open it b setting its height to fit-content if in backend, or scrollHeight if frontend.\n\t\t\t\t * This is necessary because transitions do not work on height: fit-content, causing the accordion to snap open and shut instantly.\n\t\t\t\t *\/\n\t\t\t\tif ( panel.style.maxHeight != '0px' ) {\n\t\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t\t} else {\n\t\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t\t}\n\n\t\t\t\tlet expanded = row.getAttribute( 'aria-expanded' );\n\t\t\t\tif ( expanded == 'true' ) {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'false' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'true' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png';\n\t\t\t\t} else {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'true' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'false' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_close.png';\n\t\t\t\t}\n\t\t\t} ) ); \/\/End .click\n\n\t\t\tlet highlightColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-blue-bright' );\n\t\t\tlet textColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-primary' );\n\t\t\tlet title = document.getElementById( 'block_acf-block-69ea7855acda4-acc-title' );\n\n\t\t\t$( '#block_acf-block-69ea7855acda4-acc-row' ).hover( function() {\n\t\t\t\ttitle.style.backgroundColor = highlightColor;\n\t\t\t\ttitle.style.color = textColor;\n\t\t\t}, function() {\n\t\t\t\ttitle.style.backgroundColor = '';\n\t\t\t\ttitle.style.color = '';\n\t\t\t} ); \/\/End .hover\n\n\t\t} )( jQuery );\n\t<\/script>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions\">Frequently Asked Questions<\/h2>\n\n\n\n<div class=\"acc-flex-container\">\n\t<div class=\"acc-title-container\" role=\"heading\" aria-level=\"3\">\n\t\t<button id='block_acf-block-69ea7855acdbb-acc-row' class='acc-row' type='button' aria-expanded='false' aria-controls='block_acf-block-69ea7855acdbb_acc-content-panel'>\n\t\t\t<div id='block_acf-block-69ea7855acdbb-acc-title' class='acc-title'>\n\t\t\t\tHow much can I borrow for the academic year?\t\t\t<\/div>\n\t\t\t<img alt=\"\" id='block_acf-block-69ea7855acdbb-acc-img' class='acc-icon' src='https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png' \/>\n\t\t<\/button>\n\t<\/div>\n\t<div role=\"region\" aria-hidden='true'\n\t\tid='block_acf-block-69ea7855acdbb-acc-content-panel' class='acc-panel' aria-labelledby=\"block_acf-block-69ea7855acdbb-acc-row\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Families may borrow up to the <strong>total cost of attendance<\/strong> less the financial aid offered. Learn more about the cost of attendance <a href=\"https:\/\/www.butler.edu\/admission-aid\/tuition-costs\/#cost\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>.<\/p>\n\n<\/div>\t<\/div>\n\t<script type=\"text\/javascript\">\n\t\t( function( $ ) {\n\t\t\tlet panel = document.getElementById('block_acf-block-69ea7855acdbb-acc-content-panel');\n\n\t\t\t\/*\n\t\t\t * Need to set a value for maxHeight to initialize the accordion properly.\n\t\t\t * If we don't include this conditional, the accordion doesn't nicely transition to open\/close on the first click.\n\t\t\t *\/\n\t\t\tif ( 1 == 0 ) {\n\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t} else {\n\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t}\n\n\t\t\t$( '#block_acf-block-69ea7855acdbb-acc-row' ).off( 'click' ).on( 'click', ( function() {\n\t\t\t\tlet row = document.getElementById( 'block_acf-block-69ea7855acdbb-acc-row' );\n\t\t\t\tlet acc_img = document.getElementById( 'block_acf-block-69ea7855acdbb-acc-img' );\n\t\t\t\t\/*\n\t\t\t\t * If the panel is open, close it by setting its height to 0px.\n\t\t\t\t * If it's closed, i.e. its height is 0px, open it b setting its height to fit-content if in backend, or scrollHeight if frontend.\n\t\t\t\t * This is necessary because transitions do not work on height: fit-content, causing the accordion to snap open and shut instantly.\n\t\t\t\t *\/\n\t\t\t\tif ( panel.style.maxHeight != '0px' ) {\n\t\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t\t} else {\n\t\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t\t}\n\n\t\t\t\tlet expanded = row.getAttribute( 'aria-expanded' );\n\t\t\t\tif ( expanded == 'true' ) {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'false' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'true' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png';\n\t\t\t\t} else {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'true' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'false' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_close.png';\n\t\t\t\t}\n\t\t\t} ) ); \/\/End .click\n\n\t\t\tlet highlightColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-blue-bright' );\n\t\t\tlet textColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-primary' );\n\t\t\tlet title = document.getElementById( 'block_acf-block-69ea7855acdbb-acc-title' );\n\n\t\t\t$( '#block_acf-block-69ea7855acdbb-acc-row' ).hover( function() {\n\t\t\t\ttitle.style.backgroundColor = highlightColor;\n\t\t\t\ttitle.style.color = textColor;\n\t\t\t}, function() {\n\t\t\t\ttitle.style.backgroundColor = '';\n\t\t\t\ttitle.style.color = '';\n\t\t\t} ); \/\/End .hover\n\n\t\t} )( jQuery );\n\t<\/script>\n<\/div>\n\n\n\n<div class=\"acc-flex-container\">\n\t<div class=\"acc-title-container\" role=\"heading\" aria-level=\"3\">\n\t\t<button id='block_acf-block-69ea7855acddd-acc-row' class='acc-row' type='button' aria-expanded='false' aria-controls='block_acf-block-69ea7855acddd_acc-content-panel'>\n\t\t\t<div id='block_acf-block-69ea7855acddd-acc-title' class='acc-title'>\n\t\t\t\tHow are loan funds distributed?\t\t\t<\/div>\n\t\t\t<img alt=\"\" id='block_acf-block-69ea7855acddd-acc-img' class='acc-icon' src='https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png' \/>\n\t\t<\/button>\n\t<\/div>\n\t<div role=\"region\" aria-hidden='true'\n\t\tid='block_acf-block-69ea7855acddd-acc-content-panel' class='acc-panel' aria-labelledby=\"block_acf-block-69ea7855acddd-acc-row\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Loans will be split evenly between the fall and spring semesters. Therefore, families must determine their borrowing needs for the entire academic year.<\/p>\n\n<\/div>\t<\/div>\n\t<script type=\"text\/javascript\">\n\t\t( function( $ ) {\n\t\t\tlet panel = document.getElementById('block_acf-block-69ea7855acddd-acc-content-panel');\n\n\t\t\t\/*\n\t\t\t * Need to set a value for maxHeight to initialize the accordion properly.\n\t\t\t * If we don't include this conditional, the accordion doesn't nicely transition to open\/close on the first click.\n\t\t\t *\/\n\t\t\tif ( 1 == 0 ) {\n\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t} else {\n\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t}\n\n\t\t\t$( '#block_acf-block-69ea7855acddd-acc-row' ).off( 'click' ).on( 'click', ( function() {\n\t\t\t\tlet row = document.getElementById( 'block_acf-block-69ea7855acddd-acc-row' );\n\t\t\t\tlet acc_img = document.getElementById( 'block_acf-block-69ea7855acddd-acc-img' );\n\t\t\t\t\/*\n\t\t\t\t * If the panel is open, close it by setting its height to 0px.\n\t\t\t\t * If it's closed, i.e. its height is 0px, open it b setting its height to fit-content if in backend, or scrollHeight if frontend.\n\t\t\t\t * This is necessary because transitions do not work on height: fit-content, causing the accordion to snap open and shut instantly.\n\t\t\t\t *\/\n\t\t\t\tif ( panel.style.maxHeight != '0px' ) {\n\t\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t\t} else {\n\t\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t\t}\n\n\t\t\t\tlet expanded = row.getAttribute( 'aria-expanded' );\n\t\t\t\tif ( expanded == 'true' ) {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'false' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'true' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png';\n\t\t\t\t} else {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'true' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'false' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_close.png';\n\t\t\t\t}\n\t\t\t} ) ); \/\/End .click\n\n\t\t\tlet highlightColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-blue-bright' );\n\t\t\tlet textColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-primary' );\n\t\t\tlet title = document.getElementById( 'block_acf-block-69ea7855acddd-acc-title' );\n\n\t\t\t$( '#block_acf-block-69ea7855acddd-acc-row' ).hover( function() {\n\t\t\t\ttitle.style.backgroundColor = highlightColor;\n\t\t\t\ttitle.style.color = textColor;\n\t\t\t}, function() {\n\t\t\t\ttitle.style.backgroundColor = '';\n\t\t\t\ttitle.style.color = '';\n\t\t\t} ); \/\/End .hover\n\n\t\t} )( jQuery );\n\t<\/script>\n<\/div>\n\n\n\n<div class=\"acc-flex-container\">\n\t<div class=\"acc-title-container\" role=\"heading\" aria-level=\"3\">\n\t\t<button id='block_acf-block-69ea7855ace08-acc-row' class='acc-row' type='button' aria-expanded='false' aria-controls='block_acf-block-69ea7855ace08_acc-content-panel'>\n\t\t\t<div id='block_acf-block-69ea7855ace08-acc-title' class='acc-title'>\n\t\t\t\tWhen is the deadline to apply for a loan?\t\t\t<\/div>\n\t\t\t<img alt=\"\" id='block_acf-block-69ea7855ace08-acc-img' class='acc-icon' src='https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png' \/>\n\t\t<\/button>\n\t<\/div>\n\t<div role=\"region\" aria-hidden='true'\n\t\tid='block_acf-block-69ea7855ace08-acc-content-panel' class='acc-panel' aria-labelledby=\"block_acf-block-69ea7855ace08-acc-row\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<p class=\"has-text-align-left\">To ensure funds are processed in time for the upcoming academic year, please submit your application by July 1.<\/p>\n\n<\/div>\t<\/div>\n\t<script type=\"text\/javascript\">\n\t\t( function( $ ) {\n\t\t\tlet panel = document.getElementById('block_acf-block-69ea7855ace08-acc-content-panel');\n\n\t\t\t\/*\n\t\t\t * Need to set a value for maxHeight to initialize the accordion properly.\n\t\t\t * If we don't include this conditional, the accordion doesn't nicely transition to open\/close on the first click.\n\t\t\t *\/\n\t\t\tif ( 1 == 0 ) {\n\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t} else {\n\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t}\n\n\t\t\t$( '#block_acf-block-69ea7855ace08-acc-row' ).off( 'click' ).on( 'click', ( function() {\n\t\t\t\tlet row = document.getElementById( 'block_acf-block-69ea7855ace08-acc-row' );\n\t\t\t\tlet acc_img = document.getElementById( 'block_acf-block-69ea7855ace08-acc-img' );\n\t\t\t\t\/*\n\t\t\t\t * If the panel is open, close it by setting its height to 0px.\n\t\t\t\t * If it's closed, i.e. its height is 0px, open it b setting its height to fit-content if in backend, or scrollHeight if frontend.\n\t\t\t\t * This is necessary because transitions do not work on height: fit-content, causing the accordion to snap open and shut instantly.\n\t\t\t\t *\/\n\t\t\t\tif ( panel.style.maxHeight != '0px' ) {\n\t\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t\t} else {\n\t\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t\t}\n\n\t\t\t\tlet expanded = row.getAttribute( 'aria-expanded' );\n\t\t\t\tif ( expanded == 'true' ) {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'false' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'true' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png';\n\t\t\t\t} else {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'true' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'false' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_close.png';\n\t\t\t\t}\n\t\t\t} ) ); \/\/End .click\n\n\t\t\tlet highlightColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-blue-bright' );\n\t\t\tlet textColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-primary' );\n\t\t\tlet title = document.getElementById( 'block_acf-block-69ea7855ace08-acc-title' );\n\n\t\t\t$( '#block_acf-block-69ea7855ace08-acc-row' ).hover( function() {\n\t\t\t\ttitle.style.backgroundColor = highlightColor;\n\t\t\t\ttitle.style.color = textColor;\n\t\t\t}, function() {\n\t\t\t\ttitle.style.backgroundColor = '';\n\t\t\t\ttitle.style.color = '';\n\t\t\t} ); \/\/End .hover\n\n\t\t} )( jQuery );\n\t<\/script>\n<\/div>\n\n\n\n<div class=\"acc-flex-container\">\n\t<div class=\"acc-title-container\" role=\"heading\" aria-level=\"3\">\n\t\t<button id='block_acf-block-69ea7855ace1d-acc-row' class='acc-row' type='button' aria-expanded='false' aria-controls='block_acf-block-69ea7855ace1d_acc-content-panel'>\n\t\t\t<div id='block_acf-block-69ea7855ace1d-acc-title' class='acc-title'>\n\t\t\t\tHow do I choose the right loan program?\t\t\t<\/div>\n\t\t\t<img alt=\"\" id='block_acf-block-69ea7855ace1d-acc-img' class='acc-icon' src='https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png' \/>\n\t\t<\/button>\n\t<\/div>\n\t<div role=\"region\" aria-hidden='true'\n\t\tid='block_acf-block-69ea7855ace1d-acc-content-panel' class='acc-panel' aria-labelledby=\"block_acf-block-69ea7855ace1d-acc-row\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Select the loan program based on the terms and benefits you find most appealing.<\/p>\n\n<\/div>\t<\/div>\n\t<script type=\"text\/javascript\">\n\t\t( function( $ ) {\n\t\t\tlet panel = document.getElementById('block_acf-block-69ea7855ace1d-acc-content-panel');\n\n\t\t\t\/*\n\t\t\t * Need to set a value for maxHeight to initialize the accordion properly.\n\t\t\t * If we don't include this conditional, the accordion doesn't nicely transition to open\/close on the first click.\n\t\t\t *\/\n\t\t\tif ( 1 == 0 ) {\n\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t} else {\n\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t}\n\n\t\t\t$( '#block_acf-block-69ea7855ace1d-acc-row' ).off( 'click' ).on( 'click', ( function() {\n\t\t\t\tlet row = document.getElementById( 'block_acf-block-69ea7855ace1d-acc-row' );\n\t\t\t\tlet acc_img = document.getElementById( 'block_acf-block-69ea7855ace1d-acc-img' );\n\t\t\t\t\/*\n\t\t\t\t * If the panel is open, close it by setting its height to 0px.\n\t\t\t\t * If it's closed, i.e. its height is 0px, open it b setting its height to fit-content if in backend, or scrollHeight if frontend.\n\t\t\t\t * This is necessary because transitions do not work on height: fit-content, causing the accordion to snap open and shut instantly.\n\t\t\t\t *\/\n\t\t\t\tif ( panel.style.maxHeight != '0px' ) {\n\t\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t\t} else {\n\t\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t\t}\n\n\t\t\t\tlet expanded = row.getAttribute( 'aria-expanded' );\n\t\t\t\tif ( expanded == 'true' ) {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'false' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'true' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png';\n\t\t\t\t} else {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'true' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'false' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_close.png';\n\t\t\t\t}\n\t\t\t} ) ); \/\/End .click\n\n\t\t\tlet highlightColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-blue-bright' );\n\t\t\tlet textColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-primary' );\n\t\t\tlet title = document.getElementById( 'block_acf-block-69ea7855ace1d-acc-title' );\n\n\t\t\t$( '#block_acf-block-69ea7855ace1d-acc-row' ).hover( function() {\n\t\t\t\ttitle.style.backgroundColor = highlightColor;\n\t\t\t\ttitle.style.color = textColor;\n\t\t\t}, function() {\n\t\t\t\ttitle.style.backgroundColor = '';\n\t\t\t\ttitle.style.color = '';\n\t\t\t} ); \/\/End .hover\n\n\t\t} )( jQuery );\n\t<\/script>\n<\/div>\n\n\n\n<div class=\"acc-flex-container\">\n\t<div class=\"acc-title-container\" role=\"heading\" aria-level=\"3\">\n\t\t<button id='block_acf-block-69ea7855ace30-acc-row' class='acc-row' type='button' aria-expanded='false' aria-controls='block_acf-block-69ea7855ace30_acc-content-panel'>\n\t\t\t<div id='block_acf-block-69ea7855ace30-acc-title' class='acc-title'>\n\t\t\t\tCan I change lenders?\t\t\t<\/div>\n\t\t\t<img alt=\"\" id='block_acf-block-69ea7855ace30-acc-img' class='acc-icon' src='https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png' \/>\n\t\t<\/button>\n\t<\/div>\n\t<div role=\"region\" aria-hidden='true'\n\t\tid='block_acf-block-69ea7855ace30-acc-content-panel' class='acc-panel' aria-labelledby=\"block_acf-block-69ea7855ace30-acc-row\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Use the same loan program and\/or servicer (for private loans) throughout the student\u2019s college career. Borrowers who switch programs and servicers may be required to make payments to multiple lenders.<\/p>\n\n<\/div>\t<\/div>\n\t<script type=\"text\/javascript\">\n\t\t( function( $ ) {\n\t\t\tlet panel = document.getElementById('block_acf-block-69ea7855ace30-acc-content-panel');\n\n\t\t\t\/*\n\t\t\t * Need to set a value for maxHeight to initialize the accordion properly.\n\t\t\t * If we don't include this conditional, the accordion doesn't nicely transition to open\/close on the first click.\n\t\t\t *\/\n\t\t\tif ( 1 == 0 ) {\n\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t} else {\n\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t}\n\n\t\t\t$( '#block_acf-block-69ea7855ace30-acc-row' ).off( 'click' ).on( 'click', ( function() {\n\t\t\t\tlet row = document.getElementById( 'block_acf-block-69ea7855ace30-acc-row' );\n\t\t\t\tlet acc_img = document.getElementById( 'block_acf-block-69ea7855ace30-acc-img' );\n\t\t\t\t\/*\n\t\t\t\t * If the panel is open, close it by setting its height to 0px.\n\t\t\t\t * If it's closed, i.e. its height is 0px, open it b setting its height to fit-content if in backend, or scrollHeight if frontend.\n\t\t\t\t * This is necessary because transitions do not work on height: fit-content, causing the accordion to snap open and shut instantly.\n\t\t\t\t *\/\n\t\t\t\tif ( panel.style.maxHeight != '0px' ) {\n\t\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t\t} else {\n\t\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t\t}\n\n\t\t\t\tlet expanded = row.getAttribute( 'aria-expanded' );\n\t\t\t\tif ( expanded == 'true' ) {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'false' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'true' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png';\n\t\t\t\t} else {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'true' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'false' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_close.png';\n\t\t\t\t}\n\t\t\t} ) ); \/\/End .click\n\n\t\t\tlet highlightColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-blue-bright' );\n\t\t\tlet textColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-primary' );\n\t\t\tlet title = document.getElementById( 'block_acf-block-69ea7855ace30-acc-title' );\n\n\t\t\t$( '#block_acf-block-69ea7855ace30-acc-row' ).hover( function() {\n\t\t\t\ttitle.style.backgroundColor = highlightColor;\n\t\t\t\ttitle.style.color = textColor;\n\t\t\t}, function() {\n\t\t\t\ttitle.style.backgroundColor = '';\n\t\t\t\ttitle.style.color = '';\n\t\t\t} ); \/\/End .hover\n\n\t\t} )( jQuery );\n\t<\/script>\n<\/div>\n\n\n\n<div class=\"acc-flex-container\">\n\t<div class=\"acc-title-container\" role=\"heading\" aria-level=\"3\">\n\t\t<button id='block_acf-block-69ea7855ace43-acc-row' class='acc-row' type='button' aria-expanded='false' aria-controls='block_acf-block-69ea7855ace43_acc-content-panel'>\n\t\t\t<div id='block_acf-block-69ea7855ace43-acc-title' class='acc-title'>\n\t\t\t\tWhat should I look out for when researching lenders?\t\t\t<\/div>\n\t\t\t<img alt=\"\" id='block_acf-block-69ea7855ace43-acc-img' class='acc-icon' src='https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png' \/>\n\t\t<\/button>\n\t<\/div>\n\t<div role=\"region\" aria-hidden='true'\n\t\tid='block_acf-block-69ea7855ace43-acc-content-panel' class='acc-panel' aria-labelledby=\"block_acf-block-69ea7855ace43-acc-row\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Use caution when considering lenders or loan programs that market directly to you via mail or email.<\/p>\n\n<\/div>\t<\/div>\n\t<script type=\"text\/javascript\">\n\t\t( function( $ ) {\n\t\t\tlet panel = document.getElementById('block_acf-block-69ea7855ace43-acc-content-panel');\n\n\t\t\t\/*\n\t\t\t * Need to set a value for maxHeight to initialize the accordion properly.\n\t\t\t * If we don't include this conditional, the accordion doesn't nicely transition to open\/close on the first click.\n\t\t\t *\/\n\t\t\tif ( 1 == 0 ) {\n\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t} else {\n\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t}\n\n\t\t\t$( '#block_acf-block-69ea7855ace43-acc-row' ).off( 'click' ).on( 'click', ( function() {\n\t\t\t\tlet row = document.getElementById( 'block_acf-block-69ea7855ace43-acc-row' );\n\t\t\t\tlet acc_img = document.getElementById( 'block_acf-block-69ea7855ace43-acc-img' );\n\t\t\t\t\/*\n\t\t\t\t * If the panel is open, close it by setting its height to 0px.\n\t\t\t\t * If it's closed, i.e. its height is 0px, open it b setting its height to fit-content if in backend, or scrollHeight if frontend.\n\t\t\t\t * This is necessary because transitions do not work on height: fit-content, causing the accordion to snap open and shut instantly.\n\t\t\t\t *\/\n\t\t\t\tif ( panel.style.maxHeight != '0px' ) {\n\t\t\t\t\tpanel.style.maxHeight = '0px';\n\t\t\t\t} else {\n\t\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 'fit-content' : panel.scrollHeight + 'px';\n\t\t\t\t}\n\n\t\t\t\tlet expanded = row.getAttribute( 'aria-expanded' );\n\t\t\t\tif ( expanded == 'true' ) {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'false' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'true' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png';\n\t\t\t\t} else {\n\t\t\t\t\trow.setAttribute( 'aria-expanded', 'true' );\n\t\t\t\t\tpanel.setAttribute( 'aria-hidden', 'false' );\n\t\t\t\t\tacc_img.src = 'https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_close.png';\n\t\t\t\t}\n\t\t\t} ) ); \/\/End .click\n\n\t\t\tlet highlightColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-blue-bright' );\n\t\t\tlet textColor = getComputedStyle( document.documentElement ).getPropertyValue( '--color-theme-primary' );\n\t\t\tlet title = document.getElementById( 'block_acf-block-69ea7855ace43-acc-title' );\n\n\t\t\t$( '#block_acf-block-69ea7855ace43-acc-row' ).hover( function() {\n\t\t\t\ttitle.style.backgroundColor = highlightColor;\n\t\t\t\ttitle.style.color = textColor;\n\t\t\t}, function() {\n\t\t\t\ttitle.style.backgroundColor = '';\n\t\t\t\ttitle.style.color = '';\n\t\t\t} ); \/\/End .hover\n\n\t\t} )( jQuery );\n\t<\/script>\n<\/div>\n\n\n\n<div class=\"acc-flex-container\">\n\t<div class=\"acc-title-container\" role=\"heading\" aria-level=\"3\">\n\t\t<button id='block_acf-block-69ea7855ace58-acc-row' class='acc-row' type='button' aria-expanded='false' aria-controls='block_acf-block-69ea7855ace58_acc-content-panel'>\n\t\t\t<div id='block_acf-block-69ea7855ace58-acc-title' class='acc-title'>\n\t\t\t\tDo you offer any payment plan options?\t\t\t<\/div>\n\t\t\t<img alt=\"\" id='block_acf-block-69ea7855ace58-acc-img' class='acc-icon' src='https:\/\/www.butler.edu\/admission-aid\/wp-content\/plugins\/butler-acf-blocks-new\/assets\/images\/nav_main_icon_open.png' \/>\n\t\t<\/button>\n\t<\/div>\n\t<div role=\"region\" aria-hidden='true'\n\t\tid='block_acf-block-69ea7855ace58-acc-content-panel' class='acc-panel' aria-labelledby=\"block_acf-block-69ea7855ace58-acc-row\">\n\t\t<div class=\"acf-innerblocks-container\">\n\n<p>The Office of Student Accounts offers a payment plan for the fall and spring semesters&nbsp;which allows students the opportunity to make monthly payments during each semester.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Click&nbsp;<a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/www.butler.edu\/campus-services\/student-accounts\/billing-payment\/\">here<\/a>&nbsp;for payment plan information.<\/li>\n\n\n\n<li>Sign up at&nbsp;<a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/my.butler.edu\/\" rel=\"noopener\" target=\"_blank\">my.butler.edu<\/a>&nbsp;during the designated enrollment dates.<\/li>\n\n\n\n<li>Additional information&nbsp;for the Office of Student Accounts is available&nbsp;<a aria-label=\"To make this website accessible to screen reader, Press combination of alt and 1 keys. To stop getting this message, press the combination of alt and 2 keys\" href=\"https:\/\/www.butler.edu\/campus-services\/student-accounts\">here<\/a>.<\/li>\n<\/ul>\n\n<\/div>\t<\/div>\n\t<script type=\"text\/javascript\">\n\t\t( function( $ ) {\n\t\t\tlet panel = document.getElementById('block_acf-block-69ea7855ace58-acc-content-panel');\n\n\t\t\t\/*\n\t\t\t * Need to set a value for maxHeight to initialize the accordion properly.\n\t\t\t * If we don't include this conditional, the accordion doesn't nicely transition to open\/close on the first click.\n\t\t\t *\/\n\t\t\tif ( 1 == 0 ) {\n\t\t\t\tpanel.style.maxHeight = 0 == 1 ? 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