Health Services

Student Health Insurance 2011-12

Why does the University require students to possess health insurance?


It has been a long-standing policy of the University to require that students possess health insurance. This policy protects a family's investment should unexpected medical issues arise. We also know that people seek healthcare at earlier stages when they possess insurance. Early assessment and treatment is particularly important to help curb the sharing of illnesses in a highly residential environment such as our campus.

  • Full-time, degree-seeking undergraduates are required to possess health insurance comparable to the University sponsored plan.
  • International undergraduates must enroll in the University sponsored plan.
  • Undergraduate and graduate students enrolled in six (6) or more credits have the option to enroll in the University sponsored plan.

How can I waive or enroll in the Butler sponsored plan online?

The method in which we will collect students' health insurance information is moving to an online process. All new and returning students will soon receive e-messages that request that they go to www.gallagherkoster.com/butler. If they have existing health insurance they simply enter the information and the process is completed. If students want to enroll in the University sponsored program they can do so at that time with the annual charge appearing on their July billing statement.

Students who take no action by the July billing date will be automatically enrolled in and billed for the University sponsored plan. Up until August 15, the charge may be removed by visiting www.gallagherkoster.com/butler and completing the insurance waiver form.

Simple Instructions (click)

  • Go to this web link: www.gallagherkoster.com/butler
  • Click on "Student Waive/Enroll"
  • Log in using your assigned Butler e-mail as your username
  • Your student ID number is your password
  • Choose red "Waive" or green "Enroll" button. If you waive, have your current health insurance ID card ready as you will need this information to complete the waiver form. If you wish to enroll in the University sponsored plan, complete the enrollment form. The $690 annual charge for the Butler sponsored plan will appear on your July billing statement and you will be covered from August 15, 2011 until August 14, 2012.

What are the details of the Butler sponsored plan?

Details on the University sponsored student injury and sickness plan are now available at www.gallagherkoster.com/butler. The cost for the 2011-2012 annual policy is $690. Coverage lasts from August 15, 2011 until August 14, 2012. The sponsored policy is with United Healthcare and it provides our students access to a wide national network of providers and facilities. Under this policy, when students utilize Butler's Health Services on-campus clinic, the policy deductible is waived and covered services such as physician visits, labs, and immunizations are paid at 100%. For those who study or live abroad, medical evacuation and repatriation is covered. A policy enhancement for the upcoming year: The annual prescription drug benefit was increased from $100 per year to $500.

For more information, visit www.gallagherkoster.com/butler.